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    • Home
    • About
      • Meet The Team
      • Locations
      • Community
    • Resources
    • Contact
    • Instant Estimate
    • Pay Earnest Money
  • Home
  • About
    • Meet The Team
    • Locations
    • Community
  • Resources
  • Contact
  • Instant Estimate
  • Pay Earnest Money

What is title Insurance?

Like other forms of insurance, Title Insurance is a contract to indemnify against actual loss. Title Insurance concerns risk elimination – all defects are cured prior to policy issuance.  The Title Insurance Policy meets requirements to “clean up” the title prior to the property settlement.


Title Insurance is defined as “Insurance of owners of property or persons that have an interest in the property against loss or encumbrance, defective title, invalidity of title, or adverse claim to title.” 


Title Premiums are a one-time charge paid at settlement.


What's a Title Search?

The Title Search begins with determining the current owner and working backwards to establish a “chain of title” identifying every link in the chain back 60 years. 

Resources

Homebuyer Guide (pdf)

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First-Time Homebuyer FAQs (pdf)

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Home Comparison Chart (pdf)

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10 Steps to Buying a Home (pdf)

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Getting Your Home Show Ready (pdf)

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10 Common Title Problems (pdf)

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70-Something Ways You Could Lose Your Home (pdf)

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Benefits of First American Title Eagle Owners Policy (pdf)

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Guide to Real Estate Customs by State (pdf)

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